SHARE & SHARE CERTIFICATE RATES

** The following rates posted below are subject to change without notice per the decision of the Board of Directors.  The below listed APY/Dividend Rates were board approved at the regular scheduled meeting of Wednesday, June 13, 2007.

 

SHARE RATES

Fees may reduce earnings.  NO dividends will be paid on share accounts for the dividend period in the event that the Share Account is closed prior to the dividends being credited.

 

*APY = Annual Percentage Yield:  Is shown below in each Share Type category.

 

Type

Dividend Rate

 

APY*

Share (Savings) Account

$25.00 Average Daily Balance is required for dividend earnings.

0.85%

0.853%

Share Christmas Club Account

 

0.85%

0.853%

Share Draft (Checking) Account

 

0.15%

0.150%

Share IRA (Savings)

(Traditional, ROTH, & Educational)

2.00%

2.015%

 

SHARE CERTIFICATE RATES

Minimum Deposit:  $1,000.00

Penalties may be applied for early withdrawal, therefore reducing earnings.

 

*APY = Annual Percentage Yield:  Is shown below in each Share Certificate Type category.

 

Type

Dividend Rate

 

APY*

6 Month Share Certificate

 

3.00%

3.045%

1 Year Share Certificate

 

3.75%

3.821%

1 ½ Years Share Certificate

 

4.00%

4.081%

6 Month Share IRA Certificate

(Traditional, ROTH, & Educational)

3.00%

3.045%

1 Year Share IRA Certificate

(Traditional, ROTH, & Educational)

3.75%

3.821%

1 ½ Years Share IRA Certificate

(Traditional, ROTH, & Educational)

4.00%

4.081%


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