Open Line – News & Information

 

LOAN SPECIALS:

 

***NOTE:  All Loans are Subject to Approval based on current policies and procedures as set forth by the Board of Directors.

 

Collateral Mortgage & Home Equity Loan Special ********

Receive a discount of 0.15% Off you Qualified Loan Rate on Collateral Mortgage Loans & Home Equity Loans for applications placed July 1, 2007 until September 30, 2007.

Special Features:

·        NO ORIGINATION FEE

·        NO APPLICATION FEE

·        NO FLOOD DETERMINATION FEE

·        NO CREDIT REPORT FEE

*NOTE:    Some financial institutions charge a 1.00% to 2.00% Origination Fee.                 Example of Savings on Closing Cost without the Origination Fee:  On                               a home purchase of $200,000.00 with the fee at 1.00%, the savings                                  amount to$2,000.00.

*************For loan details, please refer to our Real Estate tab on this website.

 

 

Back to School Loan Special ****Unsecured

Receive up to $2,500.00, with a maximum term of one year, and with interest rate of 6.75% APR with our Vacation Loan Special for applications placed July 1, 2007 until September 30, 2007.

 

*Back to School Loan Special is available for A, B, & C – Credit Tier Ratings Only.

 

NEW SERVICES:

 

We are currently working on the following three services:

 

Debit Cards

 

Online Credit Union Services = stjcu Online

 

Bill Pay Services

 

These are three Major Projects for us.  We are currently researching the state and federal rules and regulations associated with these services.  We are researching various companies that offer these products and/or services connected to these products.  Upon Board approval we will then began to review and sign service contracts, write policies and procedures for these services, and end with complete adequate testing of these services before we can make them available to the membership for use.    We will keep you informed of our progress.  Thanks for your patience!

 

 

RELIGIOUS LINES:****Reading is Optional, and is your Choice.

Intended for Quotes, Thoughts, Prayers, Bible Verses, Readings, etc,

 

God promises a safe landing, not a calm passage.  If God brings you to it, God will bring you through it.                      (Author – Unknown to - stjcu)
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To Help Our Members Fulfill Their Financial Needs

 

1600 N Bertrand Drive Lafayette, LA 70506
(337)261-1151 Fax: (337) 261-1397