NOTICE TO MEMBERS FOR CUSTOMER I

NOTICE TO MEMBERS FOR CUSTOMER IDENTIFICATION

UNDER USA PATRIOT ACT

Pursuant to the USA PATRIOT ACT (Uniting and Strengthening America by providing Appropriate Tools Required to Intercept and Obstruct Terrorism), every financial institution in the United States will be required to ask new and existing members for identification prior to opening new accounts, adding individuals to existing accounts, and for some transactions like wire transfers and ACH. This rule becomes effective on October 25, 2002. If the staff of the St. Jules Credit Union asks you to provide a photo ID, the request is not meant to invade your privacy or not acknowledge you if you are a long time member. We are simply complying with a new federal regulation that is designed to protect you from identity theft and protect the credit union from being used for criminal activity.

For account transaction, you will only be asked for one form of ID. If you are Opening a New Account or Adding an Individual to an Existing Account, you will be asked to provide at least two forms of ID. Individuals opening accounts for minor children will have to provide ID for themselves and a Social Security Card and Birth Certificate for the minor child. If you do not have this information with you at the time you make your request, we will not complete the transaction until it is provided.

The following is a list of Acceptable ID. The valid ID provided must show your Name, Social Security Number/Tax Identification Number, Current Residence, and Date of Birth.

One form of identification MUST be a Photo ID like the following:

Un-expired State Driver’s License

State Issued Identification Card

Military ID Card

Passports

Immigration Card

Any other form of Government Issued ID

Employer Issued Photo ID

Student Identification ID