Loan Application

TABULAR DISCLOSURE

Annual
Percentage
Rate (APR) 
for Purchases

Visa Classic 
 8.49% - 15.9%

Other
APRs

Cash Advance...8.49% - 15.9% ♦
Balance Transfer...8.49% - 15.9% ♦

Grace Period
for Purchases

 25 Day 

Method of
Computing
the Balance
for Purchases

Average Daily Balance
(Including New Purchases)

Annual Fee

None

Minimum
Finance Charge

None

Transaction Fee
for Purchases

None

Multiple Currency Foreign Transaction Fee…....................1% +
Single Currency Foreign Transaction Fee…...................0.8% + Balance Transfer Fee……………......................…………None
Late Payment Fee………………………........................ $15.00  *
Emergency Card Replacement Fee............................$150.00 Document Copy Fee........................................................ $12.00 NSF Return Check Fee ................................................... $15.00 Pay by Phone Fee ........................................................... $10.00 Card Recovery Fee ......................................................... $65.00


♦ The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness
criteria.

+ of transaction amount

* if 15 or more days late

The information about the costs of the card described in this application is accurate as of 01/2010.  This information may have changed after that date. To find out what may have changed contact the Credit Union. 

 

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act