Loan Rate Discounts
Take Advantage of ALL THREE Available Discounted Interest Rates.
GOOD CREDIT:
Establishing and Maintaining Good Credit has its REWARDS at St. Jules Credit Union. Credit Histories are a report card of an individual’s ability to pay, willingness to honor financial commitments, and a tool for financial success. We reward our members who have established and maintained a good credit history with DISCOUNTED INTEREST RATES on new loans made with us.
Refer to our Rate tab to view credit scoring values.
*Loans Excluded: Share & Share Certificate Secured, Overdraft Protection, Catholic Schools Advance Tuition, and Unsecured Loan Specials.
DOWN PAYMENT DISCOUNTS:
Investing Down Payments on Secured Collateral Loans has its REWARDS at St. Jules Credit Union.
We reward our members who apply down payments on secured collateral loans with DISCOUNTED INTEREST RATES on loans made with us. To encourage our members to make investments (down payments) in secured collateral loans, interest rates will be discounted, and calculated off the allowed Maximum Financing Amount.
Applies to: Vehicles, Real Estate, Motorcycles, Boats, RVs, Campers, Mobile Homes, & Other Collateral Secured Loans.
Down Payment Discounts are as follows:
10% Extra Down = 0.25% off Qualified Loan Rate
20% Extra Down = 0.50% off Qualified Loan Rate
30% Extra Down = 0.75% off Qualified Loan Rate
*Loans Excluded: Share & Share Certificate Secured, Overdraft Protection, and All Unsecured loans.
QUALIFIED SERVICE DISCOUNTS:
Using Certain Qualified Services has its REWARDS at St. Jules Credit Union. It is important to us for our members to take advantage of the many offered credit union services.
We reward our members who use certain qualified services with DISCOUNTED INTEREST RATES on loans made with us.
| Active Checking Account = | = 0.10% off Qualified Loan Rate |
| Active Mortgage/Home Equity Loan | = 0.15% off Qualified Loan Rate |
| 3 Loan Rate Plus Active Loans (Excludes: Share/Share Cert.) | = 0.10% off Qualified |
Qualified Services and Discounts are as follows:
*Loans Excluded: Share & Share Certificate Secured, Overdraft Protection, Catholic Schools Advance Tuition, and Unsecured Loan Specials.| To Help Our Members Fulfill Their Financial Needs
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1600 N Bertrand Drive Lafayette, LA 70506 (337)261-1151 Fax: (337) 261-1397 |
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