Fee Schedule
*See Membership Notification below for upcoming changes (Effective 9/01/2007).
Share (Savings) Accounts:  
Membership Share:  $5.00 per value.
Membership Fee:  $5.00 (nonrefundable) is required to open a share (savings) account.
Dormant Account Fee: $5.00 monthly if the account has no activity for a period of 6 months or greater.
Excessive Withdrawal Fee:  $5.00 per withdrawal in excess of twenty-four (24) withdrawals per year.
Christmas Club Excessive Withdrawal Fee: $5.00 per withdrawal in excess of two (2) a year.
   
Share Draft (Checking) Accounts:  
Application Fee:  $2.00 (nonrefundable) is required to open a Share Draft (checking) account.
Maintenance Fee:   $3.00 monthly.  This fee is waived for students with proper ID 22 years of age and under, for members 62 years of age and over, and for non profit organizations within or field of membership.
Check Printing Fee: According to provider charges.
Stop Payment Fee: $15.00 per request.
NSF Check, Return Fees: $20.00 per item.
NSF Check, Clearing Fees: $20.00 per item.
NSF Check, Clearing by Transfer: $5.00 per item.
Check Copy Fee:  $3.00 per item.
Bill Paying Fee: $1.00 per item.
Involuntary Closing Fee:  $15.00 if unused checks are not returned to the credit union.
   
Automated Teller Machine (ATM) Program:
Application Fee:  $5.00 (nonrefundable).
Special ATM Card Order Fee: $15.00
Cash Withdrawal Fee:  $1.00 per transaction, plus the ATM Site charge (varies per site).
Card Replacement Fee:  $10.00
PIN Number Replacement Fee: $3.00
Member Error Billing Cost: Actual expense.
   
Individual Retirement Accounts (IRA):  
IRA Opening Fee: $5.00
IRA Closing Fee: $5.00
   
Other Service Fees:  
(Applicable to All Accounts)  
Money Orders: $1.00 each.
Statement Print Out Fee: $1.00 per each monthly request.
Assistance in Balancing Fee:

$10.00 per hour.
Incoming & Outgoing Wire Transfers $15.00 each.
Foreign Wire Transfers $40.00 each
Return Deposit Item Fee: 

$5.00 each.
Draft Collection (Deposit) Fee: $5.00
Account Research Fee: $10.00 per hour
ACH, Return Item Fee:  $20.00 per item.
ACH, Clearing Fee:  $20.00 per item.
ACH, Clearing by Transfer: $5.00 per item.

 

Overdraft Loan Protection Fees:

  

Overdraft loans are negotiated in increments of $100.00 each and with a fee of $5.00 for each activation.
   
VISA Program:  
Annual Fee:  None  

Initial Card:  Actual Cost.

  
Over the Limit Fee:  $15.00 per each occurrence.  
Late Payment Fee:  $10.00 per each occurrence.  
Cash Advance:  $15.00 per request.  
Card Replacement Fee:  $15.00  
   

*******The above fees are subject to change per the decision of St. Jules Credit Union’s Board of Directors.

MEMBERSHIP NOTIFICATION

OF

CHANGES TO THE ABOVE FEE SCHEDULE
   
Effective Date for Changes:  September 1, 2007  
Low Balance Fee of Less than $5.00 in Share Accounts =

$2.50 monthly (New)
Inactive Account Fee = $0.00 (Remove)
Invalid Address Fee following 3 Returned Statements =

$5.00 monthly (New)
Member Locator Research Fee = Actual Cost (New)
NSF, Return = $25.00 per item (Change)

NSF, Clearing =

 $25.00 per item (Change)
Copy of Statement (Each Month Requested) = $2.00   (Change)
Return Deposit Item = Actual Cost (Change)
ATM Application Fee = $0.00 (Removing)
VISA Late Fee = $15.00 (Change)
IRA Opening Fee =

Actual Cost (Change)
IRA Closing Fee =  Actual Cost (Change)
Account Research Fee =

$25.00 per hour (Change)
NSF, ACH Return =  $25.00 per item (Change)
NSF, ACH Clearing =  $25.00 per item (Change)
Reverse Force Place Insurance =  $25.00 (New)

 

 

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1600 N Bertrand Drive Lafayette, LA 70506
(337)261-1151 Fax: (337) 261-1397